Fin Online Loans is powered by SmartAdvance, an online lender and registered credit provider and therefore you are required to register an account via our website (www.niftycredit.co.za), and complete all necessary steps to see what loan amount is offered to you. As per the National Credit Amendment Act of 2015, we require a 3 months bank statement to be uploaded as well as a copy of your ID to verify your income and identity.
The following are also required:
You should be permanently employed for at least 3 months.
You should not be placed under debt review, administration or sequestration.
You need an active bank account which is opened in your name and your salary is deposited monthly.